MasterCard Corporate Classic

A card for every employee. This card includes travel insurance, but optionally can be issued without it.

  • Shop online
  • Assign the credit limit and start paying interest only after 45 days of usage
  • All Corporate cards can be linked to one company’s account
  • Individual daily and/or monthly limits of operations can be set for each Corporate card using Danske eBank

What we can do for you?

Call us at 1636 or contact your manager.

Benefits

  • Travel insurance

    Customers who acquire an MC Corporate Classic card are automatically insured with IF travel insurance valid for traveling abroad. The insurance is valid from the date of issue of the card and until expiry of the card's term. No additional fees apply. 

    Insurance coverage is valid for the cardholder (under 75 years of age) and his/her family members travelling with him/her, i.e. spouse (or person/partner who has been living in the same house as the cardholder for at least one year without being married) who is under 75 years of age and children or foster children under 18 years of age. 

    Insurance coverage conditions

    Sum insured

    Deductible

    Medical insurance

    EUR 60,000

    NA

    Accident insurance(death and disability risks)

    EUR 8,700

    NA

    Luggage insurance

    EUR 500

    EUR 50

    Luggage delay

    EUR 150

    EUR 50

    Third party liability insurance

    EUR 10,000

    EUR 100

     

    The insurance coverage applies:

    • To 1 (one) trip abroad for a maximum of 30 (thirty) calendar days from the date of departure from the place of permanent residence and for a maximum of 90 (ninety) days per insurance year, regardless of the number of trips.
    • To insured events that occur anywhere in the world, except for the Republic of Lithuania and the country in which the cardholder resides on a permanent basis, if the cardholder is a permanent resident of a country other than the Republic of Lithuania.

     

    The insurance coverage does not apply:

    • To MC Corporate Classic cardholders who engage in forms of leisure associated with increased risks.
    • To instances where the cardholder performs physical work, works as a driver, or takes part in sports training or competitions. 

    If a cardholder holds several Danske Bank MC Corporate cards, it is deemed that the cardholder is insured with only one insurance option providing for the greatest insurance coverage.

  • Renewable Credit Limit on Card Account

    If necessary, you will have the funds to pay for goods or services simply by card and you will not pay interest for up to 45 days.

    Basic Terms

    • Currency: EUR
    • Interest rate: fixed (0%)
    • Credit period: up to 2 years
    • Loan use period: up to 45 days (for the last day of the month, the part of the credit used is covered by the 15th day of the next month). The entire amount of credit used up must be repaid by the end of the credit period


    Documents to Receive a Credit

    • Credit application
    • The list of required additional documents will be provided by your manager, taking into account the nature of your company's activities

Secure Online Payments,

  • MasterCard SecureCode

     

    mastercard securecode

    To ensure the security of your online payments, we have implemented an international security tool which helps to protect you from unauthorised use of your cards. Before accepting payment for goods or services, the e-shops marked with the MasterCard® SecureCode™ sign will require you to enter a card secure code which is known to you only.

    More about the MasterCard SecureCode programme.

  • How it works
    All customers of Danske Bank who have debit and credit cards participate in the secure payment programme automatically. After entering the security code, the bank verifies your identity in a few seconds and after reassuring that you are the card owner the bank validates your purchase. In case the security code is entered incorrectly, the payment is not validated and money is not credited from the account. The additional security tool ensures that only you will be able to pay using your payment card.
  • Online payment process description
    • You will choose products or services in an online store and will enter payment card data needed for payment, as usual: the card owner, card number, its validity date and CVC2 /CVV2 (three-digit number on the other side of the card)
    • The system will redirect you to the secure online payment window of Danske Bank
    • A one-time security code will be sent to you by SMS for payment validation – please notify the bank about your phone number. You can do it via Danske eBank (Payment cards -> Secure payment), at any customer service branch or by calling us at
    • Make sure that all purchase-related information is correct and enter the received one-time security code
    • If the secure code entered is correct, your purchase will be confirmed
    • In case the security code is entered incorrectly 3 (three) times, the card is blocked for payments in e-stores marked by MasterCard SecureCode sign
    • Purchases in shops which have not implemented the international secure online payment tool can be made according to the standard procedure
  • What should you know about the security code?
    • A one-time security code is sent by the mobile phone number specified by you for receiving 3D security code. You must state your phone number to the bank to have it added to your card. You can do it via Danske eBank (Payment cards -> Secure payment), at any customer service branch or by calling us at
    • In case your mobile phone number changes, please inform the bank about it
    • A one-time security code sent by the bank is formed of two Latin letters and eight digits
    • The security code sent to you is valid for a limited period of time; therefore, if you do not enter the security code in 5 minutes, it will expire. In order to get a new security code for payment validation, press “Send new security code” on the screen
    • In case you have blocked the card for payments in e-stores marked by MasterCard SecureCode sign, you should contact the bank regarding the cancellation of blocking of the card. You can do it upon arrival at the closest branch of the bank, by calling the Bank by the phone +371 67 959 599 on working hours or on Danske eBank.
    • After you have submitted the request to cancel the blocking of the secure online payment or after you have entered the telephone number on Danske eBank (Payment cards -> Secure payment), you will be able to pay by card again:
      - From 8.15 a.m. (after the cancellation of blocking or after entering the phone number from 11 p.m. to 7 a.m.)
      - From 12.15 p.m. (after the cancellation of blocking or after entering the phone number from 7 a.m. to 11 a.m)
      - From 4.15 p.m. (after the cancellation of blocking or after entering the phone number from 11 a.m. to 3 p.m.)
      - From 8.15 p.m. (after the cancellation of blocking or after entering the phone number from 3 p.m. to 7 p.m.)
      - From 00.15 a.m. (after the cancellation of blocking or after entering the phone number from 7 p.m. to 11 p.m.)

    In case you do not receive an SMS during the payment procedure, inform the bank about it by sending a notice on Danske eBank, visiting closest branch or calling us at +371 67 959 599 (on working hours only).

Prevention of unsanctioned payments abroad

  • Prevention of unsanctioned payments abroad
    Professionals at Danske Bank monitor electronic payments in foreign countries daily and restrict payments in the electronic space of certain countries after having considered changes in the economic and political situation as well as the increase in unauthorised payments or skimming. Depending on the potential risks, different constraints are applied in different countries. For example, it may be prohibited to withdraw cash from ATMs, pay by card in shops where no PIN code is required, or pay on the Internet.
  • The list of countries where restrictions on electronic payments apply
    Country
    Restrictions
    Argentina
    Operations by cards are not permitted if terminal or ATM doesn't support chip-based technology
    Bahrain
    Operations by cards are not permitted
    Bolivia
    Operations by cards are not permitted if terminal or ATM doesn't support chip-based technology
    Brazil
    Operations by cards are not permitted if terminal or ATM doesn't support chip-based technology
    Cambodia
    Operations by cards are not permitted
    Canada
    Operations by cards are not permitted if terminal or ATM doesn't support chip-based technology
    China
    Operations by cards are not permitted if ATM doesn't support chip-based technology
    Chile
    Operations by cards are not permitted if terminal or ATM doesn't support chip-based technology
    Colombia
    Operations by cards are not permitted if terminal or ATM doesn't support chip-based technology
    Dominican Republic
    Operations by cards are not permitted if terminal or ATM doesn't support chip-based technology
    Ecuador
    Operations by cards are not permitted if terminal or ATM doesn't support chip-based technology
    India
    Operations by cards are not permitted if terminal or ATM doesn't support chip-based technology
    Indonesia
    Operations by cards are not permitted if terminal or ATM doesn't support chip-based technology
    Jamaica
    Operations by cards are not permitted if terminal or ATM doesn't support chip-based technology
    Kuwait
    Operations by cards are not permitted if terminal or ATM doesn't support chip-based technology
    Libya
    Operations by cards are not permitted
    Malaysia
    Operations by cards are not permitted if terminal or ATM doesn't support chip-based technology
    Mexico
    Operations by cards are not permitted if terminal or ATM doesn't support chip-based technology
    Panama
    Operations by cards are not permitted if terminal or ATM doesn't support chip-based technology
    Peru
    Operations by cards are not permitted if terminal or ATM doesn't support chip-based technology
    Philippines
    Operations by cards are not permitted if terminal or ATM doesn't support chip-based technology
    Singapore
    Operations by cards are not permitted if terminal or ATM doesn't support chip-based technology
    South Korea
    Operations by cards are not permitted if terminal or ATM doesn't support chip-based technology
    Sri Lanka
    Operations by cards are not permitted if terminal or ATM doesn't support chip-based technology
    Taiwan
    Operations by cards are not permitted if terminal or ATM doesn't support chip-based technology
    Thailand
    Operations by cards are not permitted if terminal or ATM doesn't support chip-based technology
    United States of America
    Operations by cards are not permitted if terminal or ATM doesn't support chip-based technology
    Vietnam
    Operations by cards are not permitted if terminal or ATM doesn't support chip-based technology

  • Please notify us about planned trips
    To avoid blocking of operations, before travelling to any of the countries listed above, please notify the bank that you plan to make payments in these countries. You can do this in any of the following ways:

    Via Danske eBank
    At Danske eBank select the menu option 'Cards' -> 'Cards Restrictions', you will see a list of risk-related countries. Select the country of your destination, set the period of time of your visit, and select the cards that should not be subject to restrictions. At the end of the specified period, the system will monitor your card again and will not allow suspicious payment operations to be carried out.

    By calling +371 67 959 599
    Bank consultants will verify your identity and ask to you to specify the country of your destination, duration of your visit, and the cards you plan to use for payment. At the end of the period specified, the system will monitor your card again and will not allow suspicious payment operations to be carried out.

    At customer service branches
    At customer service branches you will have to specify the country of your destination, duration of your visit, and the cards you plan to use for payment. At the end of the period specified, the system will monitor your card again and will not allow suspicious payment operations to be carried out.
  • Please be attentive
    • Before travelling abroad, make a note of the long Danske Bank telephone number and have it with you at all times
    • When using your card abroad, be more cautious than usual
    • Do not pay by card in suspicious locations
    • Use only secure, well-illuminated ATMs (in shopping centres and banks)

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