MasterCard Platinum

The privileged card will the sign of your status all over the world. As an additional gift, you will also get a travel insurance and Priority Pass card.

  • Shop online
  • Get Priority Pass card that entitles you to enter special waiting halls at airports
  • Use credit limit and start paying interest only after 45 days of usage
  • Feel secure when you travel with increased risk travel insurance

What we can do for you?

Call us at 1636 or contact your manager.

Benefits

  • Increased risk travel insurance
    MasterCard Platinum customers are automatically insured by If P&C Insurance AS travel insurance policy valid for traveling abroad. The insurance coverage starts on the date the card is issued and lasts until it expires. No additional fees apply.

    The holders of MasterCard Platinum card are insured:

     Insurance coverage conditions Sum insured Deductible
     Medical insurance EUR 90,000 Not applicable
     Accident insurance (death and disability risks) EUR 25,000 Not applicable
     Travel costs EUR 2,000 Not applicable
     Luggage insurance EUR 2,000 EUR 25
     Luggage delay EUR 500 4 hours
     Third party liability insurance EUR 100,000 Not applicable
     Travel delay insurance EUR 500 4 hours

    Please note

    • The insurance coverage applies to the cardholder under the age of 75 (the Insured) and his/her family members travelling together, i.e., a spouse (or a person cohabiting for over a year and keeping a joint household without marital registration) and children or wards under the age of 18
    • MasterCard Platinum card holders are covered by insurance applicable to forms of leisure associated with increased risks
    • Insurance coverage does not apply to holders of additional MasterCard Platinum
    • Insurance coverage does not apply if the annual account handling fee set in the credit card pricelists has not been paid
    • The insurance coverage is valid for a period not exceeding 30 calendar days during one trip abroad and not longer than 90 days during one year of validity of the card
    • In the case of a travel delay insurance event, compensation of 40 EUR is paid for each hour of delayed travel starting from the fifth hour of delay, but only until the journey is cancelled and not exceeding the ticket price or the insured amount
    • The insurance coverage is valid for insurable events that occur in any country of the world, except the Republic of Lithuania and the country of permanent residence of the Insured if the Insured is not a permanent resident of the Republic of Lithuania
    • If the Insured has a number of Danske Bank cards, it shall be considered that he/she is insured with just one insurance alternative granting the maximum volume of insurance coverage
    • In case of an insurable event, the Insured or his/her representative must immediately notify the insurance company If P&C Insurance AS branch by phone +370 5 210 8925

  • Interest-free permanent credit limit

    The credit limits is set for 2 year. A 45-day renewing grace period is applied to the credit limit. This period starts from the first day the credit limit is used until its full repayment.

    Repayment: There are no periodic installments, the used credit limit is repaid until the last day of maturity of the credit limit. The credit limit is set for a renewable interest-free period of 45 calendar days. This means that you will not pay interest for the first 45 days after using the credit limit. Interest starts with the use of the credit limit on the 46th day and is calculated until the day the credit limit is repaid.*

    Having fully paid the used credit limit and reused it, the 45-day free interest period is re-established.

    The credit limit is granted for private individuals of not less than 21 years of age, who are employed or receive permanent income.

    * The table shows the maximum potential cost of a credit limit by type of limit. Calculations are made by choosing a credit limit of EUR 1500, with a maturity of 24 months.

     

     Type of limit Card Annual interest rate %

    Annual interest rate

    of total consumer credit cost %

    Total amount paid

    by the borrower

     Interest-free Permanent "MC Platinum" 18 27.01 2185.84

     

    Costs included in the total credit limit price (depending on the type of the limit): card issuing fee, annual card account handling fee, administration of crediting of euro to an account from other banks registered in the Republic of Lithuania, monthly bank account handling fee, additional credit limit payment period fee, interest.


  • Priority Pass card

    Priority Pass card is very convenient tool for customers who often travel by air. It entitles to enter special waiting halls at airports. The validity period of the card is 4 years. A single visit to these special waiting halls at an airport normally costs around 24 EUR per person.

    Benefits of the card:

    • Whenever a flight is delayed or cancelled, a cardholder may comfortably spend time in one of the special waiting halls of the airport while waiting for the flight
    • The cardholder is entitled to order snacks, soft drinks, read newspapers, use the conference room, get information on flights, use internet, and watch TV
    • A cardholder entering the number of his/her card on the internet website www.prioritypass.com may use information meant exclusively for the holders of cards issued by Priority Pass Ltd and get access to the newest information about the services

Secure Online Payments,

  • MasterCard SecureCode

     

    mastercard securecode

    To ensure the security of your online payments, we have implemented an international security tool which helps to protect you from unauthorised use of your cards. Before accepting payment for goods or services, the e-shops marked with the MasterCard® SecureCode™ sign will require you to enter a card secure code which is known to you only.

    More about the MasterCard SecureCode programme.

  • How it works
    All customers of Danske Bank who have debit and credit cards participate in the secure payment programme automatically. After entering the security code, the bank verifies your identity in a few seconds and after reassuring that you are the card owner the bank validates your purchase. In case the security code is entered incorrectly, the payment is not validated and money is not credited from the account. The additional security tool ensures that only you will be able to pay using your payment card.
  • Online payment process description
    • You will choose products or services in an online store and will enter payment card data needed for payment, as usual: the card owner, card number, its validity date and CVC2 /CVV2 (three-digit number on the other side of the card)
    • The system will redirect you to the secure online payment window of Danske Bank
    • A one-time security code will be sent to you by SMS for payment validation – please notify the bank about your phone number. You can do it via Danske eBank (Payment cards -> Secure payment), at any customer service branch or by calling us at
    • Make sure that all purchase-related information is correct and enter the received one-time security code
    • If the secure code entered is correct, your purchase will be confirmed
    • In case the security code is entered incorrectly 3 (three) times, the card is blocked for payments in e-stores marked by MasterCard SecureCode sign
    • Purchases in shops which have not implemented the international secure online payment tool can be made according to the standard procedure
  • What should you know about the security code?
    • A one-time security code is sent by the mobile phone number specified by you for receiving 3D security code. You must state your phone number to the bank to have it added to your card. You can do it via Danske eBank (Payment cards -> Secure payment), at any customer service branch or by calling us at
    • In case your mobile phone number changes, please inform the bank about it
    • A one-time security code sent by the bank is formed of two Latin letters and eight digits
    • The security code sent to you is valid for a limited period of time; therefore, if you do not enter the security code in 5 minutes, it will expire. In order to get a new security code for payment validation, press “Send new security code” on the screen
    • In case you have blocked the card for payments in e-stores marked by MasterCard SecureCode sign, you should contact the bank regarding the cancellation of blocking of the card. You can do it upon arrival at the closest branch of the bank, by calling the Bank by the phone +371 67 959 599 on working hours or on Danske eBank.
    • After you have submitted the request to cancel the blocking of the secure online payment or after you have entered the telephone number on Danske eBank (Payment cards -> Secure payment), you will be able to pay by card again:
      - From 8.15 a.m. (after the cancellation of blocking or after entering the phone number from 11 p.m. to 7 a.m.)
      - From 12.15 p.m. (after the cancellation of blocking or after entering the phone number from 7 a.m. to 11 a.m)
      - From 4.15 p.m. (after the cancellation of blocking or after entering the phone number from 11 a.m. to 3 p.m.)
      - From 8.15 p.m. (after the cancellation of blocking or after entering the phone number from 3 p.m. to 7 p.m.)
      - From 00.15 a.m. (after the cancellation of blocking or after entering the phone number from 7 p.m. to 11 p.m.)

    In case you do not receive an SMS during the payment procedure, inform the bank about it by sending a notice on Danske eBank, visiting closest branch or calling us at +371 67 959 599 (on working hours only).

Prevention of unsanctioned payments abroad

  • Prevention of unsanctioned payments abroad
    Professionals at Danske Bank monitor electronic payments in foreign countries daily and restrict payments in the electronic space of certain countries after having considered changes in the economic and political situation as well as the increase in unauthorised payments or skimming. Depending on the potential risks, different constraints are applied in different countries. For example, it may be prohibited to withdraw cash from ATMs, pay by card in shops where no PIN code is required, or pay on the Internet.
  • The list of countries where restrictions on electronic payments apply

    Country Restriction
    Argentina All ATM magstripe transactions are restricted
    Bahrain All ATM magstripe transactions are restricted
    Bolivia All ATM magstripe transactions are restricted
    Brazil All ATM magstripe transactions are restricted
    Chile All ATM magstripe transactions are restricted
    Dominican Republic All ATM magstripe transactions are restricted
    Ecuador All ATM magstripe transactions are restricted
    Philipines All ATM magstripe transactions are restricted
    Hong Kong All ATM magstripe transactions are restricted
    India All ATM magstripe transactions are restricted
    Indonesia All ATM magstripe transactions are restricted
    Jamaica All ATM magstripe transactions are restricted
    Japan All ATM magstripe transactions are restricted
    USA All ATM magstripe transactions are restricted
    Combodia All ATM magstripe transactions are restricted
    Canada All ATM magstripe transactions are restricted
    China All ATM magstripe transactions are restricted
    Colombia All ATM magstripe transactions are restricted
    Kuwait All ATM magstripe transactions are restricted
    Laos All ATM magstripe transactions are restricted
    Libya All transactions are restricted
    Malaisia All ATM magstripe transactions are restricted
    Mexico All ATM magstripe transactions are restricted
    Mongolia All ATM magstripe transactions are restricted
    Nepal All ATM magstripe transactions are restricted
    Panama All ATM magstripe transactions are restricted
    Peru All ATM magstripe transactions are restricted
    South Korea All ATM magstripe transactions are restricted
    Singapore All ATM magstripe transactions are restricted
    Sri Lanka All ATM magstripe transactions are restricted
    Thailand All ATM magstripe transactions are restricted
    Taivan All ATM magstripe transactions are restricted
    Vietnam All ATM magstripe transactions are restricted
  • Please notify us about planned trips
    To avoid blocking of operations, before travelling to any of the countries listed above, please notify the bank that you plan to make payments in these countries. You can do this in any of the following ways:

    Via Danske eBank
    At Danske eBank select the menu option 'Cards' -> 'Cards Restrictions', you will see a list of risk-related countries. Select the country of your destination, set the period of time of your visit, and select the cards that should not be subject to restrictions. At the end of the specified period, the system will monitor your card again and will not allow suspicious payment operations to be carried out.

    By calling +371 67 959 599
    Bank consultants will verify your identity and ask to you to specify the country of your destination, duration of your visit, and the cards you plan to use for payment. At the end of the period specified, the system will monitor your card again and will not allow suspicious payment operations to be carried out.

    At customer service branches
    At customer service branches you will have to specify the country of your destination, duration of your visit, and the cards you plan to use for payment. At the end of the period specified, the system will monitor your card again and will not allow suspicious payment operations to be carried out.
  • Please be attentive
    • Before travelling abroad, make a note of the long Danske Bank telephone number and have it with you at all times
    • When using your card abroad, be more cautious than usual
    • Do not pay by card in suspicious locations
    • Use only secure, well-illuminated ATMs (in shopping centres and banks)

Tips and Advice

  • What shall do if I forgot my PIN?

    If you forgot your PIN, please apply to the Bank. You will need to fill in an application of established form to issue a new payment card. The bank will issue the card with a new PIN in three working days.

    For the assignment of a new PIN you will be charged a fixed fee specified in the price list.

    You can fill in the application at customer service unit.

  • Can I change my card’s PIN number into one which is easier to remember?

    You can change an existing PIN number of your payment card at any Danske Bank ATM.

    Changing PIN number is not complicated: at the ATM, chose Change PIN Number function and follow the ATM’s prompts. New PIN number will become effective right away.

  • I lost my card (it was stolen). What shall I do?

    Block the card immediately. You can block a card via Danske Bank, by calling Danske Bank information centre +371 67 959 599 or arrive at a nearest Danske Bank customer service branch.

    You will also have to fill in application of an established form to issue a new payment card. You can fill in the application at any customer service department.

  • I broke my card/the card got demagnetised. What shall I do?
    Please arrive to the bank and fill in the application to issue a new payment card. The new card will be issued in three working days.
  • My card got stuck in the ATM. What shall I do?
    If your card got stuck in the ATM, please block the card. Call Danske Bank information centre at +371 67 959 599  or arrive at the nearest Danske Bank customer service branch.
  • I noticed some discrepancies in the monthly statement. To whom shall I apply?

    Having found any discrepancies call Danske Bank information centre at +371 67 959 599 or arrive at a nearest Danske Bank customer service branch and submit an inquiry concerning discrepancies in the card account.

    The time needed to clarify the discrepancies shall depend upon the type of your card and whether the transaction was originated in Latvia or abroad.

    Where the discrepancies in the card account are not confirmed, the consideration of the claim shall be subject to a fixed fee.

  • What maximum amount of cash can be withdrawn from the card account?

    For security reasons number of transactions and amount of cash withdrawal is limited within 24 hours. You can find the maximum number of transactions and amount for a particular card in the pricing.

    Withdrawing cash at ATMs you may need to do that in several operations depending on limitations imposed upon cash withdrawal at ATMs.

  • How to check the balance of a Card Account?

    You can find out the balance of the card account at any time by using:

    • ATMs
    • Danske eBank
       

  • Which payment cards I can use for payment in online stores?

    After implementing an international secure online payment system, Danske Bank gives you an opportunity to pay online with both debit and credit cards.

    The administrators of online stores may limit payments with certain types of debit cards but Danske Bank provides all technical capabilities to pay online with any type of card bearing CVC number on the back.

  • When trying to pay online I’m redirected to Danske Bank window where I’m asked to enter an additional security code. What is this number and how can I find it out?

    At online stores bearing MasterCard® SecureCode™ sign you will be asked to enter card secure code which is known only to you before paying for your purchases. This international security tool protects your card from unauthorised use.

    A one-time security code is sent by the mobile phone number specified by you for receiving 3D security code.

    You must state your phone number to the bank to have it added to your card. You can do it via Danske eBank (Payment cards -> Secure payment), at any customer service branch or by calling us at.

    In case your mobile phone number changes, please inform the bank about it.

You might also like