Consumer Loan

A loan without property mortgage for your daily needs.

What we can do for you?

Call us at 1636 or contact your manager.
Let us know your needs, together we will find best solution.

More about Mortgage loan

  • When it is useful?
    A consumer loan is intended for your consumption needs, the entire amount is transferred to your account on the day of signing the agreement.
  • How much I can borrow?
    Consumer loans are given only to the existing customers of the bank, who have been using the bank's products for at least 6 months.

    You can get consumer loan up to EUR 11600. There are always individual considerations about lending money so we need to review your finances before we can tell you how much you can borrow.

    Loans are extended in Euro only.
  • Interest and maturity
    The term of the loan may vary from 3 to 36 months. The term of a loan is set according to your net income, type of the income and other important aspects

    The interest is set for each case individually. We set fixed interest for the loans.
  • Loan repayment

    The loan repayment may be linear or by annuity:

    • Linear method – the loan is repaid in equal parts and interest is calculated on the remaining loan balance, thus repayments to the bank gradually decrease each month.
    • Annuity method – equal amounts are repaid each month consisting of loan repayments and monthly interest.

    The amount of the returned loan and interest are automatically deposited from your bank account at the date of your choice – this way we save your time.

  • Documents requested by the bank
    • Completed form of application for obtaining a consumer loan
    • Passport, personal identification card
    • Other required documents

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