Home Loan

Home loan:

• Loan application.
• Your and your spouse’s passports or ID cards.
• Documents justifying customers income: a detailed statement issued by the client's employer concerning income, tax returns, if such income must be declared according to the law, and other documents supporting income (submitted only if the information about income is not provided in the database of the Social Insurance Fund).
• A property valuation report presented by a property assessor acceptable to the bank (see 'Property Evaluation')

If you ask for a loan for housing construction, reconstruction, or renovation, you need to additionally present:

• Documents confirming ownership of the land lot or the right to a long-term lease (if a house is being built/reconstructed)
• A construction or reconstruction permit
• Work and material estimates

The mortgaged property must be insured by the insurance company acceptable to the bank:

• ERGO Insurance SE Lietuvos filialas
• AB „Lietuvos draudimas“
• „Seesam“ Insurance AS Lietuvos filialas
• AAS „Gjensidige Baltic“
• „If P&C Insurance AS“ Lietuvos filialas
• Akcinė draudimo bendrovė "Gjensidige“
• AAS „BTA Baltic Insurance Company“ filialas Lietuvoje
• UADB COMPENSA VIENNA INSURANCE GROUP

The property valuation companies, which signed an agreement on cooperation with Danske Bank:

 You can select the property valuer or the property valuation company not included in the list of companies, which signed the cooperation agreement with us.