Investment Funds

This is one of the most popular investment methods. Professional fund managers invest assets of many investors in bonds, stocks or other financial assets in various markets. The profit and risk depends on selected solution.

What we can do for you?

Call us at 1636 or contact your manager.
Let us know your needs, together we will find best solution.

Solutions

  • Periodic Investment

    Periodic investment is a simple and convenient investment method (compared to others) that is suitable for both experienced investors and people who do not have large amounts of money or investing experience.

     

    The essence is simple: at time intervals that you specify, the bank will invest a specified amount of money in investment funds of your choice.

     

    Affordable and convenient

    • Minimum size of investment is EUR 1. You do not need to invest large amounts at once.
    • You invest only when you want or are able to. You choose the periodicity, and if no money is available in the account, we will invest at a different moment that you specify. You will not have to pay for a period when you do not invest.
    • A number of investment opportunities. You can choose investment funds investing in different regions and sectors, that are using different investment strategies.
    • Our investment advisors will help you to choose the most suitable fund, and the investment process will be carried out automatically.
    • After you order the periodic investment service, fund units will be purchased by the bank and you will be able to monitor changes in your investment value via Danske eBank.
  • Switch of funds

    Calculation of the switch fee

    • To switch funds, the securities account must contain a certain amount in euro that will be reserved for the switch fee.
    • The fee is calculated according to this formula:

      Fund units available *  Fund price at T-1 or T – 2 in euro * switch fee, %.

      T-date of the order.

      Price at T-1 (one day before) or T-2 is used because it is the latest known price.

      The reservation is valid until the settlement day (usually T+3). The exact amount of the switch fee is determined on the settlement day.

    • If the actual switch fee is smaller than the reserved amount, the difference will remain in the securities account.
    • If the actual switch fee is higher than the reserved amount, the difference will be debited from other (current) accounts or recorded as a debt.
  • Investment fund trading on Danske Bank

    Manage your investment portfolio on the internet Buy, sell and switch investment funds not only at the Danske Bank branches, but also via Danske eBank.

     

    How to start trading in investment funds on Danske eBank?

    • Visit any Danske Bank customer service branch, sign an agreement on providing investment services and on Danske eBank, and open a securities account at Danske Bank.
    • If you are married, present the marriage contract, spousal consent or other document proving that transactions with personal assets or assets acquired by marriage are done legally.

     

    Please note

    • When making a transaction for buying, selling and exchanging investment funds, fees according to the fund documents will apply.
    • You will have to declare the income received from trading securities at the State Tax Inspectorate and pay taxes as established by laws. Contact your investment consultant regarding tax calculation.

Disclosure

The value of financial instruments may increase as well as decrease. You assume all risks related to investing in financial instruments. Investing in financial instruments may be profitable as well as unprofitable, so you may not get any financial benefits or even loose a part or whole invested amount. Past performance is not a reliable guide to future performance. Financial instruments in foreign markets are also affected by currency fluctuations, which may determine the value of them either positively or negatively. This information does not constitute investment advice, an offer or a solicitation of an offer to buy, sell, swap or hold a specific financial instrument. Before investing in a specific financial instrument, we recommend that you familiarise yourself with the prospectus, key investor information document and rules, which you can find at www.danskeinvest.lt.

Any information on the website about investing in financial instruments is promotional information. The information is not intended for distribution to, or use by, any person in any jurisdiction or country where such distribution or use would be unlawful and, specifically, are not intended for distribution to, or use by, any "US Person” within the meaning of the United States Securities Act of 1933, as amended and the United States Securities Exchange Act of 1934, as amended.

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